There’s no way around it—if you drive, you need Auto Insurance. With Michigan’s unique PIP (Personal Injury Protection) laws, understanding how much and what type of insurance you need is a must. We know Michigan laws are complex. That’s why we’re dedicated to making your ride down the road of car insurance a smooth one. Our insurance professionals will steer you in the right direction, making sure you have the protection that’s right for you and the ones you love.

Automobile

We understand the complexity of Michigan laws, and that’s why we are happy to explain what all the liability limits mean. In addition to comprehensive, broad collision, basic collision and limited collision coverage, we offer several deductible options to suit your needs. We also make sure all the little details, like whether or not you prefer reimbursement or to simply sign and go with rental cars and towing, are exactly the way you want them.
Something to think about:
Drive for companies like Uber or Lyft? How about deliver pizza or newspapers? If you need additional protection, we’ve got you covered.

Classic

Michigan is all about cars, especially the classics. Protect your investment with an agency that specializes in Classic auto coverage. At DVA, we can customize your coverage to include replacement or repair costs at home or on the road, club member rates, a specific type of towing, how many months out of the year you drive and more. Driving classic cars is your thing, keeping them protected with custom coverage is ours.
Something to think about:
Having historical plates can save you money on your premium, however, it limits when and where you can drive.

Motorcycle

Leave your worry behind when you take to the open road. We ask the right questions to make sure you have the right coverage. Questions like, do you have a lay up period where you are not allowed to ride? Do you belong to any clubs, wear a helmet or have a motorcycle endorsement that will help reduce your rates? Perhaps the most important question we ask, however, is what is your medical coverage limit? Since medical coverage is limited on a motorcycle, we’ll determine if yours is adequate then coordinate any additional coverage you may need with your health insurance policy.
Something to think about:
Don’t forget to account for accessories or custom parts on your bike that make it more expensive to replace.