Frequently Asked Questions on Marine Surveys
What is a Marine Survey?
A marine survey is a detailed inspection of your boat in order to determine its condition and seaworthiness. A condition and value evaluation is part of a marine survey and helps the insurance company identify any issues that could lead to an imminent claim. It also helps set the value of the boat the insurance company uses on the policy.
Why do I need a marine Survey?
The last thing you want is a boat in poor condition out on the water. Having a marine survey determines if your boat meets safety criteria and also helps safeguard your passengers and crew. In addition, it’s unlikely you will be able to secure financing or insurance without a qualifying marine survey.
Who needs a marine survey?
Anyone who currently owns a pleasure boat or commercial craft or is thinking about buying or selling one should have a marine survey done. A marine survey also helps determine if you are carrying the proper amount insurance coverage, which is an important part of protecting yourself from the risk of financial loss.
What does a marine surveyor do?
Licensed surveyors can find small issues in a boat that could cost you—financially and personally—down the line. These can often be mechanical issues that are invisible to the untrained eye, but stick out like a sore thumb to a professional.
Where can I find a marine surveyor?
If you don’t have any recommendations for a surveyor, you can visit these websites to find one in your area: Society of Accredited Marine Surveyors and The National Association of Marine Surveyors. Many of the surveyors listed have their own websites showcasing their experience, qualifications and what type of work they specialize in. We can also refer you to reliable surveyors in the area.
How can I prepare for a marine survey?
All unnecessary gear should be removed, leaving the boat free of clutter. The bilge and all machinery should be clean. Bring necessary keys and have all arrangements and permissions for a sea-trial completed.
Should I plan to attend the marine survey?
Yes, surveyors will need someone who is familiar with the vessel present to open any locks and grant permission to board. If you are a prospective buyer, it’s helpful to be able to point out trouble spots and areas of concern. If you cannot be present, give your contact information to the surveyor incase he needs to discuss a condition you have predetermined to be a “deal breaker.”
How often do I have to get a marine survey?
It depends on the insurance company, the value of your boat and its age. At DVA, we recommend having a marine survey done every 3 years.
Can I do a marine survey myself?
Unless you are an experienced and licensed surveyor, it’s not recommended—especially on large, engine-powered boats with sophisticated electrical systems. Most buyers and owners are not experienced enough or mechanically inclined to be able to do an inspection on their own. In addition, most insurance companies require the marine survey be done by a licensed and accredited professional.
How much does a marine survey cost?
Most surveyors charge a fee that is based on the size of the boat, typically a per foot rate that is generally anywhere from $15 to $20 per foot. This fee usually only covers the actual cost of the marine survey and non-destructive testing. Inquire upfront whether mechanical, electric and oil testing are extra or included in the fee. Mileage and additional expenses may also be applicable.
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